Contractor Insurance

The Walker Insurance Group specializes in several types of businesses, with contractors being one of
them. If you are a contractor and have shopped for insurance or have been in business many years,
you are aware of the procedures and requirements performed by most insurance companies. If you
are a new business or simply changing carriers, the insurance company will have to run a credit check
to even get coverage. Also, each year when your policy renews the insurance company will contact
the owner and ask several questions and perform an audit. This can be good or bad depending on your
sales or gross receipts for the year. Your premium can also increase at renewal if the audit shows that
you increase sales from the previous year. There are many insurance companies that will also perform
an audit immediately following a new policy to confirm the work you are performing. They can also set
the policy up for cancellation if you’re performing work that doesn’t fit the type of work you indicated
on the application. For me, there are just too many questions and uncertainty with the premium you
are paying. As a business owner, you need to focus on running your business and being profitable and
not worry about whether you might have a drastic rate increase every year.

This is why our agency represents Erie Insurance, whose contractor’s policy is heads and shoulders
above the competition. There is NO credit check up front to obtain coverage, and NO annual audit
performed at the renewal of your policy. The Walker Insurance group provides excellent coverage
and service to the following types of contractors: lawn care & landscaping, painters, electricians,
cleaning & janitorial services, plumbers, carpentry & remodeling contractors, “handyman” services,
siding contractors, ac & HVAC contractors, floor covering installation, concrete construction, and MANY
OTHERS.